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Hello and welcome to the Sipping Coconuts website!

Who’s behind Sipping Coconuts (SC)?

Team SC is the collective moniker for our family members, Ms.K, Mr.C and CocoJr#1 and #2.

We’re a young family based out of Singapore, breaking away from the norm by living our life passionately, purposefully and (importantly) well within our financial means so that we are free from the typical shackles of modern day society like debt, lifestyle inflation and mindless consumerism.

We had meant to be anonymous for various different reasons but then we got featured in Straits Times so I guess the cat is out of the bag 😉 Read the full piece at How to Retire before 40.

Little Coconuts being featured at the age of 5 and 2 whereas we took about 34 years :p

Ms.K and Mr.C grew up as small town kids in Malaysia, trained as UK ACAs (although we think we’re anything but square. 😀 ), before we moved to Singapore. Our careers started off bog standard in the audit line although we later branched off into consulting, project & change management, and corporate finance. A pretty standard finance related pathway I would say…we are the 99%. 🙂

Subjects we are passionate about include personal finance (of course), sustainable living, value investing and we especially enjoy learning and problem solving.

Why the name Sipping Coconuts?

The name came about on a sweltering hot Singapore afternoon as we were throwing around some ideas for domain names, when a screensaver picture of fresh coconuts with straws and cute little umbrellas by a beach lounge chair appeared on our TV screen* and the rest, as they say, is history.

(*At the time, Mr.C had this habit of putting up images of beautiful landscapes for inspiration)

We also happen to like sipping coconuts! 😀

What is Sipping Coconuts About?

This site is our little island on the internet where we blog about Life, our pursuit of Financial Independence and everything else in between.

There are many references here to FIRE, the acronym for a movement called “Financial Independence, Retire Early”. Indeed FIRE was the path we first started pursuing but as our thinking evolved, the focus has shifted to achieving FI with RE being optional as long as we continue to find work meaningful and mentally stimulating. [Got a business issue? – Contact us and maybe we can help you.]

What we hope to do with Sipping Coconuts is to document our journey, capture our evolving mind-set, inspire and learn from the online FIRE and travel community.  Along the way, we hope to connect with like-minded people and have a ton of fun!

Tell Me More About Financial Independence!

We reached our current state of Semi-Financial Independence in 5 years. That was 5 years of saving like crazy but also really good financial habits for 3 years before that. That was 2 years of diligently tracking our expenses. During those 5 years, there was a period we even became a grabshare driver! We continuously emptied our houses and early on, we even made close to $1,500 selling random stuff around the house! We went against the conventional advice and managed to shave $125,000 off our target retirement number simply by questioning why we needed it in the first place and taking the action right now. 

So we’ve done some crazy stuff and we talk about it here, at times! Some stories we keep for those who want to buy us a cuppa coffee 😉

Great! I’m hooked…where do I start?

(cue French accent)

Dear Monsieur/Mademoiselle – For today’s SC Special degustation menu, may I suggest perhaps a quick overview of of Our Grand Plan to Financial Independence and to Retire Early as well as What Will Our FIRE Portfolio Be?.

Most of our readers love the followings posts:
Giving Retirement a Trial Run
More Money Saving Avenues – Part 1 and Part 2
How Credit Cards Throw Free Money at You!
OMG, I Am Retiring at 32
The Inception – how we started this jouney
5 Ways We Saved an Extra $18,000

Lest you think we’re only about finances, we do have other exciting posts such as our Europe Trip and how we loved Tasmania! We’re also foodies through and through, we live to eat. You’ll find pictures of amazing food throughout the blog – check out our famous Pizza Nights at the SC household! Here’s a teaser!

Rocket & Jamón

Have you watched our quick videos on Financial Independence and How to Build Wealth? Click on the links and have a look. Please also like and subscribe to our YouTube channel.

To follow us on our Great Adventure mini retirement, follow our Instagram. We also share and discuss many topics on our Twitter that sometimes don’t make it to our blog. 

We love that you’ve come onboard and we hope to keep you engaged and entertained!

~Mr.Coconut & Ms.Kokonut~

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